Nature Lovers Wanted

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Pretty home in a quiet neighborhood. If you are a nature lover, this home is for you. It has 364 feet of waterfront property at Cedar Creek Lake. There is something better here than a boathouse – a 48×24 building to house your boat and other toys – to keep them out of the weather. You also have your own private boat ramp. Inside the space has plenty of natural light, wood floors and new windows installed 2016. Large living area, spacious kitchen, breakfast area and formal dining. The master bedroom is on the lakeside and has a bath with a pretty bowl sink and shower. There are 2 other bedrooms. Large covered porch and sun deck overlooking a magnificent yard with mature shade trees. 2 car garage. Click here to view the 168 Vista Dr in Eustace.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Happy Holidays from the Schwanbecks

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2018HappyHolidays2Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

6 Bathroom Trends to Watch

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Grays, mixed metals, and farmhouse styles: Find out the latest trends sprucing up the master bath.

Click on link to read more: 6 Master Bathroom Trends to Watch

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

NEW 4-BR Custom Home Can Be Yours

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Who is looking a Brand New – Just Completed Custom Home?  This is a new subdivision, Spring Creek Estates located in Mabank behind Groom & Son.  This is a very pretty 4bedroom, 2bath, 2-car garage and it has a privacy fence and is partially landscaped.  You better come look now before it is gone.    The address is 118 Springleaf Ln, Mabank TX 75147 and list price on this one is $189,860.

Click here to view 118 Springleaf Lane.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

FSBO Transactions Hit a New Low

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More sellers than ever are turning to the services of a real estate professional to get their homes sold.

Click on the link to read more: FSBO Transactions Hit New Record Low

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

JUST COMPLETED-Fresh-Modern Lake Home

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2018 Custom Home with Fresh – New – Modern – Soothing colors.  The inside is bright and spacious with a large open great room, kitchen and breakfast nook, 10-12 foot ceilings, premium finishes, Quartz/Granite throughout and stainless appliances.  On the lakeside is a covered porch.  The boathouse is a flat top double deck boathouse with a boat slip plus a double jet ski slip and small sitting area down and upper deck.  The Pinnacle Club is a gated community.  Wind through a forest, enjoy watching wildlife, and an 18-hole golf course.  Join friends and family at the country club restaurant.  Other amenities include a pool, exercise room, driving range, practice range, pro shop, picnic pavilion, and a Heliport (pad).  Multiple memberships available.  To view listing, click here.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors SchwanbeckGroup@ebby.com  469.283.8656 |

Assistance Animals and Landlords

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Can Landlords Limit Certain Dog Breeds Because of Insurance?

I manage a property with a no-pets policy and am in the process of leasing it. Click here to learn more…

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Country Club Living with 2 Master Suites

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Country Club Living at Cedar Creek Lake. This lovely home sits on a shaded half acre lot. The back yard has a magnificent deck that surrounds the tranquil pool and a beautifully landscaped yard. Spacious covered front porch. Walk inside and there are 2 master suites – 1 down and an oversize suite up with a deck and separate outdoor entrance. Gameroom and wet bar is also upstairs. The open floor plan has alot of windows to let in the natural light. The downstairs bedrooms are spacious. The laundry room is large enough to also add a second refrigerator and freezer. Cedar Creek Country Club has a boat launch, 18-hole golf course, tennis courts, pool, club house and dining room open 6 days a week.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view the listing.   Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Loan Limits are Increased for 2019

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Nearly all parts of the U.S. will see an increase to the maximum conforming loan amount that can be backed by Fannie Mae and Freddie Mac for 2019, according to the Federal Housing Finance Agency. The baseline conforming loan limit will rise to $484,450, a 6.9% increase over the 2018 limit.

Areas with higher housing prices may have a higher conforming loan limit. You can find a list of conforming loan limits by county at fhfa.gov.

This marks the third straight year that the maximum conforming loan amount has increased after 10 years of it being steady. Conforming loan limits are based on average home prices. According to the FHFA, house prices increased 6.9% between the third quarters of 2017 and 2018, leading to conforming loan limits growing by the same amount. Conforming loan limits are also used to define FHA limits.

Source:  Texas Association of Realtors Post

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Are you Thinking about that Second Home? I have a Loan program for you.

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Are you thinking about that second home?  If you are in the market for a new Jumbo Loan for a home?  A jumbo loan is a mortgage that has high credit quality and above conventional conforming loan limits.  I just received some news that there is a lender that can do a

5% JUMBO LOAN WITHOUT PMI.

This is unbelievable.

The key details of the loan are:

  • 95% financing, up to $2 Million (5% down)
    • 43% maximum debt-to-income ratios (DTI)
    • 740+ credit score required
  • 90% financing up to $3 Million (10% down)
    • 45% maximum debt-to-income ratios (DTI)
    • 700+ credit score required
    • Gifts from family allowed
  • Refinance (no cash-out) or purchases
  • Primary or second homes

Give us a call and lets talk and get started finding that second home for you.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.   Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |