Coming Soon – The Shady Lady

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Sneak Peek at “The Shady Lady” Coming Soon Property on 1.5 lots in Tradewinds at Cedar Creek Lake. 2BR/3BA/2Car garage. The detached garage has a full bath and could be converted as a guest house. As you can guess – it has lots of shade trees with a southern breeze. Double deck boathouse and lots of outdoor space to entertain. List price $325,000. | Debbie and Bruce Schwanbeck at Ebby Halliday Realtors Cedar Creek Lake 469.283.8656

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  And if Cedar Creek Lake isn’t the one for you, we have other East Texas Lakes to show you.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Just How Good Are Interest Rates?

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Who remembers the days of ‘double-digit’ interest rates?  Bruce and I sure do.  We were very young and persuaded into a home loan that ended up being a very bad move.  By the time it was over, we had an interest rate that I don’t even want to think about or say aloud.   Even though it had some consequences that took some time to recover from, we learned alot.  It has made both of us better realtors and our clients certainly appreciate our knowledge and experience.

Just How Good Are Interest Rates?

Rates for a 30-year fixed mortgage have hovered around 4% in the past week after hitting a 12-month high near 5% in November. While those tenths of a percentage point will matter to your clients’ monthly payments and how much they can afford, taking a step back can reveal just how inexpensive homebuying is right now.

Mortgage rates neared 19% in the early 1980s before dropping off by the ’90s and staying under 10% since 1991. During the run-up to the housing crisis, rates for a 30-year mortgage neared 7% before reaching post-crisis lows of 3.31% in 2012.

30-year fixed rate mortgage average in the United States from 1971 till May 2019

Homeowners who have taken out a mortgage in the past decade have been able to borrow at historically low interest rates. More than 80% of households with a mortgage pay between 3% and 5.9% in interest, according to the U.S. Census Bureau’s 2017 American Housing Survey. Nearly 95% of mortgage holders have fixed-payment mortgages.

Shopping around for the best rate will save your clients money, and they can use online tools like from the Consumer Financial Protection Bureau to examine how rates will impact their monthly payments. But week-to-week fluctuations in mortgage rates shouldn’t obscure how relatively inexpensive borrowing for a home is currently.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  And if Cedar Creek Lake isn’t the one for you, we have other East Texas Lakes to show you.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

SOURCE:  Texas Realtors

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Thinking of Selling Your Lake House?

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Let the Schwanbecks Exceed Your Expectations! We sell lakehouses.  We have been lake realtors for a very long time.  We understand the business.  Whether you are a buyer, a seller, or a realtor we understand the lake business.

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Buying Or Selling a Home Across the Country?

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Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors, Texas, SchwanbeckGroup@ebby.com  469.283.8656 |

Thinking of Selling Your Lake House?

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Let the Schwanbecks Exceed Your Expectations! We sell lakehouses.  We have been lake realtors for a very long time.  We understand the business.  Whether you are a buyer, a seller, or a realtor we understand the lake business.

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

We Need Your Listing

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Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Water is Up. Interest Rates are Down. It’s time to look at Lake Homes.

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Let the Schwanbecks Exceed Your Expectations!  The market is HOT, HOT, HOT.  Whether you have a waterfront, offwater, residential, or acreage home – they are all selling well in the Henderson county area this year.

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

It’s Time to Plan “Relaxation Therapy”!

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We all lead busy lives.  Even our children have busy lives.  Do you need to get away from it all?  Do your kids need to unplug from their devices?  The Schwanbecks prescribe “Relaxation Therapy” for you.  There is no better place to relax than at the lake.  There is something that happens to your brain when you cross that last lake bridge to the lake.  You start relaxing before you even pull in to the drive way.  The kids are excited to get there. The dog is excited because they are excited.  Grandma and Grandpa are looking forward to fishing.  Dad is excited to get in the boat.  Mom is looking forward to watching the amazing sunrise and sunset.  This is what Life is Like at Cedar Creek Lake.  Call us now and we can make this dream a reality for you and your family.

Here are a few pics of how our family has enjoyed the lake over the years.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  And if Cedar Creek Lake isn’t the one for you, we have other East Texas Lakes to show you.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

It is going to be a great season at the Lake. Come experience it for yourself!

Entertainment Get-a-way at the Lake

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Spacious Waterfront 4 bedroom, 3 ½ bath home on 2 lots with a 2 car garage in desired Star Harbor at Cedar Creek Lake. Large bedrooms, Open floor plan with 1 very large living area (can also be split into 2), dining area, kitchen has granite and gas range with stainless steel appliances, 2 large bedrooms upstairs with en suite baths. Wood burning stove and fireplace for those chilly days. This home is perfect for large groups and lots of space to entertain. A wrought iron fence surrounds the property. Mature shade trees and plenty of lawn to set up yard games and the firepit is waiting for lake stories. Two sun decks and a shaded porch are just waiting for you to enjoy watching the sunrise. Enclosed boathouse and PWC lift. Open water views. Star Harbor has a 9-hole golf course and area boat ramp.  To view the listing click here.

#LakeHouse #Schwanbecks #CedarCreekLakeTeam #CedarCreekLake #GetMoving #YayWeekends #LakeRealtor #LifeIsBetterAtTheLake #EbbyAtTheLake

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  And if Cedar Creek Lake isn’t the one for you, we have other East Texas Lakes to show you.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

It is going to be a great season at the Lake. Come experience it for yourself!

Build a Home in the Gated Enclave at Cedar Creek Lake

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Build your own dream home in the exclusive gated Enclave subdivision at Cedar Creek Lake on the southeast side of the lake.  The lot is .67 acres and dimensions are 67(street) x 217x148x31x216.  List Price $65,000.  This gated subdivision is small and quiet with protected water.  This subdivision is very close to the Pinnacle Club golf course.  0 Avery Lane, Mabank TX 75156 | Debbie and Bruce Schwanbeck, Ebby Halliday Realtors Cedar Creek Lake 469.283.8656  Click here to view the listing.

#CedarCreekLake #Schwanbecks #ForSale  #GetMoving #CedarCreekLakeTeam #TheresNoPlaceLikeHome  #LakeRealtor #YayWeekends #LifeIsBetterAtTheLake #BuildAtTheLake

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  And if Cedar Creek Lake isn’t the one for you, we have other East Texas Lakes to show you.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |