Coming Soon – The Shady Lady

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Sneak Peek at “The Shady Lady” Coming Soon Property on 1.5 lots in Tradewinds at Cedar Creek Lake. 2BR/3BA/2Car garage. The detached garage has a full bath and could be converted as a guest house. As you can guess – it has lots of shade trees with a southern breeze. Double deck boathouse and lots of outdoor space to entertain. List price $325,000. | Debbie and Bruce Schwanbeck at Ebby Halliday Realtors Cedar Creek Lake 469.283.8656

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  And if Cedar Creek Lake isn’t the one for you, we have other East Texas Lakes to show you.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Just How Good Are Interest Rates?

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Who remembers the days of ‘double-digit’ interest rates?  Bruce and I sure do.  We were very young and persuaded into a home loan that ended up being a very bad move.  By the time it was over, we had an interest rate that I don’t even want to think about or say aloud.   Even though it had some consequences that took some time to recover from, we learned alot.  It has made both of us better realtors and our clients certainly appreciate our knowledge and experience.

Just How Good Are Interest Rates?

Rates for a 30-year fixed mortgage have hovered around 4% in the past week after hitting a 12-month high near 5% in November. While those tenths of a percentage point will matter to your clients’ monthly payments and how much they can afford, taking a step back can reveal just how inexpensive homebuying is right now.

Mortgage rates neared 19% in the early 1980s before dropping off by the ’90s and staying under 10% since 1991. During the run-up to the housing crisis, rates for a 30-year mortgage neared 7% before reaching post-crisis lows of 3.31% in 2012.

30-year fixed rate mortgage average in the United States from 1971 till May 2019

Homeowners who have taken out a mortgage in the past decade have been able to borrow at historically low interest rates. More than 80% of households with a mortgage pay between 3% and 5.9% in interest, according to the U.S. Census Bureau’s 2017 American Housing Survey. Nearly 95% of mortgage holders have fixed-payment mortgages.

Shopping around for the best rate will save your clients money, and they can use online tools like from the Consumer Financial Protection Bureau to examine how rates will impact their monthly payments. But week-to-week fluctuations in mortgage rates shouldn’t obscure how relatively inexpensive borrowing for a home is currently.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  And if Cedar Creek Lake isn’t the one for you, we have other East Texas Lakes to show you.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

SOURCE:  Texas Realtors

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Thinking of Selling Your Lake House?

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Let the Schwanbecks Exceed Your Expectations! We sell lakehouses.  We have been lake realtors for a very long time.  We understand the business.  Whether you are a buyer, a seller, or a realtor we understand the lake business.

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

May 13-14 Canton Balloon Fest

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HotAirBalloonThe Canton Balloon Fest is ready to turn up the heat for this year’s Hot Air Balloon Festival. On May 13th & 14th, there will be activities for the whole family, right here in East Texas.

The Balloon Fest started at the Thompson Airfield in 2011, and due to the popularity of the event it moved onto the First Monday Grounds in Canton, Texas. The Canton Texas Visitor Bureau now hosts this two day annual event each May. The festival has grown and now includes vendors of all kinds, great food and art vendors showing off their pieces. Family fun activities are abundant with pony rides, bounce houses, climbing wall, car show and the very popular 5K glow run on Friday night. Each year the festival highlights great East Texas Music with a Battle of the Bands competition on Saturday and the event opens on Friday night each year with live music, Balloon Glow and all the vendors. The half marathon is Saturday morning and runners from all over come to compete in this officially sanctioned timed event.

Let’s talk balloons. The stars of the show are all the wonderful Balloons. Not only do they take off each night in a wonderful display of color they are competing in a sanctioned competition by the Balloon Federation of America each morning. The event does have tethered rides (during event) and full Balloon rides (reserved in advance) so make sure to save the 3rd weekend in May each year and enjoy this fantastic festival.

Source: Official Site of the Canton Balloon Fest

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  And if Cedar Creek Lake isn’t the one for you, we have other East Texas Lakes to show you.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Buying Or Selling a Home Across the Country?

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Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors, Texas, SchwanbeckGroup@ebby.com  469.283.8656 |

Thinking of Selling Your Lake House?

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Copy of MIS_CCL_Billboard Social Media Graphic_FB Cover_Thinking of Selling (1)

Let the Schwanbecks Exceed Your Expectations! We sell lakehouses.  We have been lake realtors for a very long time.  We understand the business.  Whether you are a buyer, a seller, or a realtor we understand the lake business.

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

We Need Your Listing

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Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Strike Out Trying to Sell – The Schwanbecks can hit a Home Run!

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The Schwanbecks Will Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors, Texas, SchwanbeckGroup@ebby.com  469.283.8656 |

Hwy 334 Bridge Construction Begins

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Great news Cedar Creek Lake. We finalized a lease on our listing on Hwy 334 island between Gun Barrel City and Seven Points. Austin Bridge will be leasing the island and doing the construction of adding 2 new lanes on the north side. It will take a year to year and a half to complete the project.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs – anywhere in the DFW metroplex or whether you want a lake home in East Texas. Click here to view our website. Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com 469.283.8656 |

Buy now & Sell later with a Bridge Loan

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Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |