Good Financial Habits to Keep Debt-Free

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Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.    Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

If Buyers Want to Save Money: Tell Them to Shop | Realtor Magazine

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A new study reveals the saving potential of borrowers who shop around for a mortgage. The savings can really add up.

Source: If Buyers Want to Save Money: Tell Them to Shop | Realtor Magazine

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs – anywhere in the DFW metroplex or whether you want a lake home in East Texas. Click here to view our website. Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com 469.283.8656 |

Buyer’s Tips

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house-countdown-628x354Be qualified – Pre-plan financing by meeting with a mortgage lender ahead of time and receive a pre-approval letter that may be submitted when you make a written offer. “Less paperwork and more personal attention” is more than a saying at Home Team Mortgage Company, Ebby Halliday’s affiliated mortgage source. Contact Home Team Mortgage Company for a frustration-free experience from loan application to decision.

Act quickly – In today’s hot market, acting slowly or “sleeping on it” may cost you the opportunity to buy the home of your dreams. If you’ve found a home you’d be thrilled with, don’t wait to submit an offer – other buyers will likely be doing the same.

Offer a compelling price – Sellers often price their homes based on historical sold data or past appraisals, and in a strong market where prices are rising rapidly, homes may sell for the listing price or higher. Study the sold comps, but also compare the house you want to other homes on the market, and ask yourself, “What price am I willing to pay, and at what price am I willing to lose this house?”

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Interest Rates are DROPPING!

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My friends, The Lending Partners just let me know that over the past week and a half we have continued to see interest rates fall to 2017 lows. Rates are mainly benefiting from geopolitical uncertainty and a cooling-off of investor optimism over the Trump administration’s fiscal policy path. The rates today on a 30 YR FIXED, 15 YR FIXED, and 5/1 ARM are below:

30 YR FIXED- 4%

15 YR FIXED- 3.25%

 5/1 ARM- 3.375%

 This is GREAT news heading into the busy months and summer! It will be interesting to see how rates hold up throughout the summer! You can read more about this recent drop in rates below.

http://www.mortgagenewsdaily.com/consumer_rates/730347.aspx

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Essential Facts That First-Time Buyers Don’t Know About Mortgages | realtor.com®

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When it comes to what might be the biggest purchase of your life, it’s nice to know real facts. A lot of mortgage “facts” are not what people think.

Source: Essential Facts That First-Time Buyers Don’t Know About Mortgages | realtor.com®

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

6 Things You Should Never Say When You’re Selling Your Home | realtor.com®

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If you’re trying to sell your home, there are certain things you should never, ever say to buyers. Here are a few key phrases to avoid at all costs.

Source: 6 Things You Should Never Say When You’re Selling Your Home | realtor.com®

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

DFW Market is #2 for Investors

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Bruce and Debbie Schwanbeck

Ebby Halliday Lakewood Lake Highlands

The Dallas-Fort Worth area ranked as the number-two metro for property investment this year, according to the CBRE Americas Investor Intentions Survey 2017.

DFW and North Texas, ranked just behind Los Angeles, is up from number three in last year’s survey, edging out New York City for the number two spot.

The 2017 survey results indicate that investors will remain actively engaged in real estate investment this year, with 67% intending to be net buyers (more acquisitions than dispositions). The percentage of net buyers has increased from 60% in 2015, and the current survey shows that 83% of investors intend to maintain or increase their purchasing activity in 2017.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Fed raises rates at March meeting

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The markets widely expected the Fed would raise its benchmark interest rate a quarter point.

Source: Fed raises rates at March meeting

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

The Ten Commandments of Buying a Home

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This is so good that I had to share it. 
Let the Schwanbecks Exceed Your Expectations!
We would love an opportunity to assist you in your real estate needs – anywhere in the DFW metroplex or whether you want a lake home in East Texas. Click here to view our website. Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com 469.283.8656 |

Consumers Will Compromise to Buy Homes | Realtor Magazine

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hp-cordcutter-x2_w_755Americans are willing to make significant compromises in order to purchase a home. Find out what other financial decisions they’re willing to give up or put on hold.  I worked with clients who scrimped and saved for a whole year.  They cut out the cable bill, cut off the nice smart phone and just went with a basic plan, ate at home, and many other little things that added up.  You can do it too.

Source: Consumers Will Compromise to Buy Homes | Realtor Magazine

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.  Click here to learn more about Cedar Creek Lake.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |