She answered our questions, calmed our nerves, encouraged us and celebrated with us.

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Debbie is an incredible realtor!! She went out of her way to always be available to my husband and I. She answered all our questions, calmed our nerves, encouraged us and celebrated with us. Listening to Debbie’s advice and taking it into consideration allowed us to have a contract on our house within 24 hours and for more than the asking price. She always had our best interest in mind. Debbie will go above and beyond for you too. Amy & Craig

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Welcome the new residents to Lake Richland Chambers

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This sweet couple had a dream. They dreamed about one day owning a lake home. I started working with them 3 years ago. Finding the perfect LAST home takes patience and diligence. We looked at homes on Cedar Creek lake and then explored Lake Richland Chambers. Then we walked in this lovely home with a mesmerizing view, pictured below, and they knew this was IT.  Bruce and I were honored to help them achieve their dream. They closed on it yesterday. Now, we will be listing their lovely Plano home in a couple of days – stay tuned for more details.  

Let the Schwanbecks Exceed Your Expectations!


We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

Borrowers: This is how the FHA mortgage insurance premium suspension impacts you

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As the industry adjusts to the Department of Housing and Urban Development’s decision to suspend the reduction of Federal Housing Administration mortgage insurance premiums, consumers are left to face the impact now. Here’s what is means for borrowers.

Source: Borrowers: This is how the FHA mortgage insurance premium suspension impacts you | 2017-01-20 | HousingWire

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

 

After only 1 day on the Market we had an offer.

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What a joy and privilege it has been to have Bruce and Debbie be our realtors. From the first day until closing everything went smoothly and professionally. After only one day on the market we had an offer and it proved to be the one. We closed within 30 days. Bruce and Debbie treated us like family and gave us the support we needed to make our dream come true. Now we are full time RVers and loving it thanks to both you. May God bless you both and continue your service to others. Stay in touch!! All our love, Janice and Geno G.

Debbie:  I sold Janice and Geno their home a couple of years ago and they truly enjoyed it.  Then it was time to retire and become fulltime RVers and Bruce and I helped make their new dream come true.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

 

2017 will be Another Great Year for homebuilders

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“Dallas-Fort Worth leads the country in new home starts, but construction is still almost 40 percent below pre-recession levels”, according to a study of the local housing market reported recently in the Dallas Morning News.

DFW ranked number one nationally with 29,492 new homes started in the third quarter of 2016 while Houston and Austin also ranked in the top ten.

“The North Texas area likely will finish 2016 with about 30,000 new home starts. But, had we not had such severe labor shortages, builders may have started as many as 35,000 new homes in 2016”, according to Residential Strategies’ Ted Wilson. And, Paige Shipp of Metrostudy believes, “New home starts will increase in 2017, but at a slower pace due to rising interest rates and diminishing affordability caused by rapid price appreciation over the past five years”.

The rising trend in new home starts and subsequent new home sales indicates 2017 will be another great year for DFW area homebuilders and new home buyers alike.

Source:  Mary Frances Burleson, President and CEO of Ebby Halliday Companies.

Let the Schwanbecks Exceed your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

 

High prices don’t scare North Texans: D-FW home sales topped 101,000 in 2016 | Real Estate | Dallas News

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Realtors, Lenders, Title Companies, Surveyors, Appraisers, Inspectors, Foundation Companies, Structural Engineers and more have all been busy in Texas.  Check out the article to read more.   Source: High prices don’t scare North Texans: D-FW home sales topped 101,000 in 2016 | Real Estate | Dallas News

We would like an opportunity to assist you in your real estate matters, whether they are in the DFW metroplex or a lake front home in the East Texas area.  To view our website click here.

Let the Schwanbecks Exceed Your Expectations!

| Debbie & Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com and BruceS@ebby.com 469.283.8656

Trees Add Value to Your Property

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tree-swing

Don’t you just love trees?  I find myself fascinated by them.  As a Lord of The Rings fan, I want to hear their story.  Trees are a wonderful bonus when purchasing a home.  They offer shade and protection.  They can have tree houses in them, swings, and lots of birds, squirrels and owls living in them.

Trees don’t ask for much — dirt, water, sunlight. Yet they provide many benefits for you and your home: They add beauty and value to your property, cut your energy bills with the shade they provide, provide a home to wildlife, and improve the air you breathe.

To get the full benefits from your trees, choose the right one and plant it in the right location. Planting a tree that sheds its leaves annually on the west side of your house provides cooling shade in the summer. In winter, after it loses its leaves, the same tree will let in sunlight that cuts heating bills.

If you’re planting a new tree, think about its fully grown size and shape before you dig. Roots too close to your home could damage the foundation or block sewer lines. The wrong tree in the wrong place could actually lower your home’s appraised value.

To learn more about trees and how you can improve the environment while improving your property value, visit arbordayfoundation.org, where you’ll find a wealth of useful information about trees.

 

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

 

 

No High Pressure & No Up Selling

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We were fortunate enough to be able to work with Debbie and Bruce on the recent purchase of a house on Cedar Creek Lake. It was a true pleasure getting to know them both professionally and personally! No high pressure and no up selling us to other properties that we were not interested in viewing. If you are interested in buying or know someone who is, you should not hesitate in contacting Debbie and Bruce! Steve & Francie C.
Debbie and Bruce:  We totally enjoyed getting to know Steve & Francie .  It was a pleasure helping them find the perfect lake home.  Welcome to Cedar Creek Lake.

Let the Schwanbecks Exceed Your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |

 

Mortgage rates have dropped last week 

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Mortgage rates are down from a 33-month high set the last week of December. Today the rate is 4.125-4.25% for a 30-year fixed conventional for top tier credit scenarios.

Did you know that FHA has a 90 day flip rule?  To get FHA financing you must own the home for 90 days before selling it.   Also after 91 days a new appraisal must be completed.

Let the Schwanbecks Exceed your Expectations!

We would love an opportunity to assist you in your real estate needs  – anywhere in the DFW metroplex or whether you want a lake home in East Texas.  Click here to view our website.

| Debbie and Bruce Schwanbeck, Realtors at Ebby Halliday Realtors DebbieS@ebby.com BruceS@ebby.com  469.283.8656 |